Fraud & Deception

Lifetime Ban: The Telemarketer Behind 'Blueprint to Wealth' Loses His License to Sell Business Opportunities

The FTC says Blueprint to Wealth offered essentially no value beyond commissions for recruiting new members. One of its operators is now permanently barred from telemarketing.

An individual and his company who helped operate a sprawling business-opportunity scheme known as Blueprint to Wealth have agreed to a settlement that permanently bans them from the telemarketing industry, the Federal Trade Commission announced.DOCUMENTED

The FTC first sued Charles Joseph Garis, Jr. and Business Revolution Group, Inc. (BRG) in December 2023, alleging that Garis and his company played key roles in the Blueprint to Wealth scheme, which the agency says targeted consumers looking to build their own businesses with a program offering essentially no value beyond commissions earned by recruiting others into it.DOCUMENTED

Key facts
  • Garis and BRG settled FTC charges tied to the Blueprint to Wealth business-opportunity scheme.
  • The settlement includes a lifetime ban from telemarketing and from selling or marketing money-making or investment opportunities.
  • The FTC originally sued Garis and BRG in December 2023.
  • The scheme is alleged to have used phony earnings claims to lure consumers seeking to start their own businesses.
  • A separate settlement with two other Blueprint to Wealth defendants was announced by the FTC in August 2024.

What the scheme allegedly offered

According to the FTC, Blueprint to Wealth marketed itself to consumers who wanted to build their own businesses, but the program in practice offered little more than the opportunity to earn commissions by recruiting additional participants — a structure the agency has repeatedly flagged as characteristic of pyramid-style business-opportunity fraud rather than a legitimate path to income.DOCUMENTED The FTC's original December 2023 complaint alleged Garis and BRG played key roles in operating the scheme.DOCUMENTED

The settlement terms

The stipulated final order settling the case against Garis and BRG permanently bans them from telemarketing, as well as from any role in selling or marketing money-making or investment opportunities of any kind.DOCUMENTED "This settlement demonstrates the FTC's commitment to go after those like Garis and his company, Business Revolution Group, who use phony earnings claims" to lure consumers, an FTC official said in announcing the settlement.REVIEWED

A related settlement two other defendants

The Garis settlement followed a related action the FTC announced in August 2024, in which two other defendants who helped operate the Blueprint to Wealth scheme agreed to their own settlements, also including lifetime bans from pitching money-making and investment opportunities.DOCUMENTED Together, the two settlements reflect the FTC's approach of resolving a multi-defendant business-opportunity case through a series of individual orders as each defendant agrees to terms, rather than waiting to resolve every defendant's liability simultaneously.REVIEWED

The program is alleged to have offered essentially no value beyond commissions earned by recruiting new participants into it.

Why permanent industry bans matter in these cases

Monetary judgments in business-opportunity fraud cases are frequently suspended or reduced because operators claim an inability to pay after years of running through consumer funds, which is one reason the FTC places heavy weight on structural remedies like permanent bans from telemarketing or business-opportunity sales.REVIEWED A lifetime prohibition on selling money-making or investment opportunities is designed to prevent a defendant from simply rebranding and reopening under a new company name — a pattern the agency has encountered repeatedly in this category of fraud, where an operator shut down under one name resurfaces within months under another.REVIEWED

Part of a broader business-opportunity enforcement push

The Blueprint to Wealth settlements sit alongside a wider set of FTC actions against business-coaching and money-making opportunity schemes brought throughout 2024, including cases against AI-branded e-commerce storefront operations and other telemarketing-driven coaching programs.REVIEWED Collectively, these cases reflect sustained agency attention to the business-opportunity sector, where the core allegation across most cases is similar: a program markets access to entrepreneurship or passive income, collects a substantial upfront fee, and fails to deliver anything close to the earnings its marketing implied.REVIEWED

Consumers who paid into the Blueprint to Wealth program and believe they were misled can file a complaint with the FTC at ReportFraud.ftc.gov and should watch the agency's refund program listings for updates on any consumer redress tied to the settlement.REVIEWED

The mechanics of a recruitment-based pitch

Business-opportunity schemes built around recruitment commissions, as the FTC alleges Blueprint to Wealth was, typically market themselves using the language of entrepreneurship — building "your own business," achieving "financial freedom" — while the actual mechanism for making money is bringing in new paying participants rather than selling any external product or service.REVIEWED That structure means the earnings of a small number of early, well-connected participants at the top can look impressive precisely because they are subsidized by the losses of the much larger number of later participants who join lower down the recruitment chain and rarely, if ever, recoup their initial payment.REVIEWED

The FTC's telemarketing ban against Garis specifically targets the sales channel through which this kind of recruitment-based pitch is typically delivered — cold calls and scripted phone pitches designed to build urgency and trust quickly before a prospective buyer has time to research the opportunity independently.REVIEWED Barring a defendant from telemarketing outright, rather than merely from selling this specific program, closes off the sales channel itself, not just the specific product sold through it.REVIEWED

What consumers can watch for

The Blueprint to Wealth case offers a template for the kind of pitch consumers should treat skeptically: a program framed around building "your own business" that, on closer inspection, generates income primarily through recruiting other people into the same program rather than through selling any independent product or service to outside customers.REVIEWED The FTC's consumer guidance on evaluating business coaching and investment opportunities specifically flags this recruitment-driven structure as a warning sign, alongside pressure to decide quickly, vague or unverifiable earnings claims, and reluctance to provide concrete information about how many past participants actually profited.REVIEWED

The case also illustrates how enforcement against sprawling business-opportunity operations tends to unfold gradually rather than all at once. Rather than a single sweeping judgment against every person and entity involved, the FTC resolved its claims against Garis and BRG separately from its claims against other Blueprint to Wealth defendants, reaching settlements as each party agreed to terms rather than waiting for every piece of the litigation to conclude together.REVIEWED That incremental approach means the full scope of who profited from the scheme, and how much money moved through it in total, may not become fully public until every defendant's case has been resolved.REVIEWED

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